HYIP stands for High Yield Investment Program and is a way for people to invest money into high yield Graham Glasgow Jersey , high risk markets who couldn’t normally do so on their own, usually because they lack the initial investment funds. A HYIP pools money from investors together and uses the funds to invest in these markets; investors receive a portion of the return on their investments over a pre-designated amount of time. Most HYIPs pay interest daily, weekly, or monthly over the Internet. While some HYIPs are valid investment tools AShawn Robinson Jersey , a majority are actually one form of a ponzi scheme.


Fraudulent HYIPs


A ponzi scheme is a fraudulent investment strategy that promises investors high returns with little or no risk. The scheme works by using money from new investors to pay existing investors; the criminal is always looking for new people to join in order to keep the cycle going. Investors are unaware that the money is not actually being invested; instead, it is being used for the criminal’s personal use and to pay investors just enough to avoid being caught. Eventually the money runs out and the scheme is discovered. A HYIP can easily be a ponzi scheme because investors have no guarantee the funds are truly being invested.


Fraudulent HYIPs often have common similarities: many make false claims of secret banking systems and alternative financial networks, and most have websites that use financial jargon incorrectly and include fake testimonials, among other things Michael Roberts Jersey , to convince investors that they are a valid company. In many fraudulent cases, not only are investors never paid any interest yield, they also never see their original investment again. False HYIPs became common enough that the Federal Bureau of Investigation (FBI) issued warnings about being taken in by the claims made in these fraudulent programs.


Examples of False HYIPs


Perhaps the most-heard-of HYIP scam is OSGold, a company founded by David Reed in 2001 that reportedly stole more than $250 million US Dollars (USD) from investors. Another large-scale scam is known as the PIPS scam Jalen Reeves-Maybin Jersey , or People in Profit System. Started in 2004 by Bryan and Sharon Marsden, this false HYIP required investors to pay a $450 USD initial investment over an interest period of 180 days, for which they were promised a return of 2% per day.


Tips for Investing in HYIPs


When considering making an investment in a HYIP, it is best to do diligent research first. Any legitimate security that is sold to the public must be registered with the Security and Exchange Commission (SEC). If it is a trustworthy investment program Kenny Golladay Jersey , it will be searchable through the SEC.


Other things to consider include: whether the claims sounds to good to be true, and how the people running the program generate the high yield returns that are being promised. If the proponents of the HYIP cannot or will not explain how the returns are made, it may be best to avoid investing in the program.


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What Should I Eat During Pregnancy? Diet for Expectant Mother Health Articles | February 24, 2009
In this article we have discussed the healthy diet for expectant mother. A balanced diet during pregnancy is essential because the health of the child is very much dependent on the mother?s diet.


Pregnancy brings a lot of new changes to a woman?s life ? both physical and emotional. Every member of the family starts taking extra care of the diet of expectant mother. It is essential that they take care of her nutrition Teez Tabor Jersey , for the health of the child is very much dependent on the mother?s diet.


Pregnancy is a time when appetite is altered and nutritional needs change. What the expectant mother eats or drinks can affect her baby?s health. Though underweight (10% less than ideal weight) is not desirable, obesity in pregnancy increases the risk of mother developing hypertension and diabetes during pregnancy. Normal weight gain during pregnancy is usually around 10 to 12 kg but obese patients should not put on more than 7.5 to 8 kg overall during pregnancy.


Nutritional requirements vary from individual to individual and each stage of pregnancy has special requirements. A pregnant woman?s requirement is about 2500 calday and her diet should include 100 grams of protein, 100 grams of fat and three glasses of milk besides plenty of green leafy vegetables and fruits. For patients who can?t tolerate milk, high calcium foods such as yoghurt and cheese are substituted.


Meat is rich source of iro